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Features

  • Cashless Treatment
  • Time Ffficient and Convenient
  • Sum Insured by the policy
  • Premium to be paid for the coverage
  • List of network hospitals and Claim Settlement Ratio
  • Sub-limits (if any) and Waiting Period (for PEDs)
  • Co -pay

Eligibility Criteria

  • Entry age for Adults: 18 to 65 years (70 and above, based on the plan and insurer)
  • Benefit of virtual card compatible with your phone
  • Entry age for Children: 90 days to 18 years.
  • Policy renewability: Lifelong and subject to medical clearance

Benefits

  • Coverage against medicinal expenses incurred, including pre and post hospitalization
  • Health Insurance plans have enhanced offerings to cover a wide spectrum of requirements, like a family health plan offers complete cover to all members of a family under a single umbrella.
  • Coverage for any pre-existing disease is provided to you after a certain waiting period
  • Annual premium paid for health coverage are subject to tax exemption u/s 80D of ITA, 1961. Tax exemption ranges from Rs. 25,000 to Rs. 60,000.
Health Insurance is an insurance policy that ensures that you get cashless treatment or expense reimbursement, in case you fall ill. A health insurance policy reimburses the insured for medical and surgical expenses arising from an illness or injury that leads to hospitalization. The insurance company provides the insured with the facility of cashless hospitalization at a network hospital or provides a reimbursement for the incurred expenses. Furthermore, health insurance cost is subsidized to the insured in the form of tax exemption under section 80D of Income Tax Act, 1961. Health insurance in India is one of the fastest growing industries. However, this wide scope for growth indicates the limited penetration of health insurance among the Indian populace.